Privacy Policy

Privacy Policy
 

At Nowell Insurance, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By using our services or visiting our website, you agree to the terms of this policy.

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1. Who We Are

Nowell Insurance is an independent insurance advisor providing services related to Medicare, Health, and Life Insurance. We help clients make informed decisions about their insurance options based on their individual needs.

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2. Information We Collect

We may collect the following types of personal information:

Contact Information: Name, address, email address, phone number.

Demographic Information: Date of birth, gender, marital status.

Health & Insurance Information: Medical history relevant to insurance applications, Medicare information, existing insurance policies.

Identification Numbers: Social Security number, Medicare ID, driver's license (only when required for specific insurance purposes).

Financial Information: Income, assets, or other financial data used to determine eligibility for specific plans or subsidies.

We collect this information through:

Website forms

Phone calls and in-person meetings

Email communications

Third-party lead providers (with your consent)

Insurance carrier applications

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3. How We Use Your Information

We use your personal information to:

Provide insurance advice tailored to your needs

Assist with Medicare, Health, and Life Insurance applications

Communicate policy updates, renewals, and plan options

Comply with legal and regulatory obligations

Send newsletters, educational resources, or updates (you may opt out anytime)

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4. How We Share Your Information

We do not sell your personal information. We may share it with:

Insurance carriers, only as needed to obtain quotes or submit applications

Licensed agents or assistants working under Nowell Insurance

Service providers who help us manage communications or data securely

Government or regulatory authorities, when required by law

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5. Your Rights & Choices

You have the right to:

Request access to the personal information we hold about you

Correct inaccurate information

Request deletion of your personal data (unless required for legal or business reasons)

Opt out of marketing emails or communications

To exercise any of these rights, contact us using the information below.

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6. Data Security

We take appropriate measures to protect your data from unauthorized access, disclosure, or misuse. These include:

Secure data storage systems

Encryption of sensitive information

Access control for authorized personnel only

Despite our best efforts, no data transmission over the internet can be guaranteed 100% secure.

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7. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those sites.

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8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

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9. Updates to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the "Last Updated" date. Significant changes will be communicated via email or on our website.

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10. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Nowell Insurance
Independent Insurance Advisor
Email: [your-email@example.com

Phone: 803-331-4421
Website: nowellinsurance.com
EMailing Address: nancy@nowellinsurance.com